Since 2003, James A. Ward, Jr., LIC is President & CEO of Ingenuity Group, LLC (Clarkston, MI), an Independent Commercial & Personal Insurance Agency, Employee Benefits, and Risk Management / Insurance Consulting Services firm serving Small and Middle Market companies, Municipalities, Non-Profits, Associations, and Families / Individuals.

Ingenuity Group provides Commercial & Personal Insurance Services and Employee Benefits as an Agent / Broker or Licensed Insurance Counselor for fee based Projects - Property & Casualty, Accident & Health. Our Strategic Markets include: Healthcare, Financial & Insurance, Wholesale Distribution, Manufacturers, Non Profits, CPAs, Human Resource Management, Management Consultants, and Law Firms. Call us today (248) 620-9625 for a free Consultation or Request for Quotation.

Employment History

James A. Ward, Jr. professional experience includes (35+ Yrs) Wall Street Financial Advisory, Investment Management Consulting and Corporate Finance & Insurance Research Services (Merrill Lynch, Kidder Peabody & Co, Greenwich & Associates, Gerson Lehrman), Senior Management for Fortune 500 Manufacturers, Controls Systems Integrator & Facility Safety Systems Mfgs.(Honeywell, Parker Hannifin, Analytical Process Systems), Fluid Power, Process & Electro-Mechanical Controls Wholesale Distribution, and Healthcare Services: Applied Behavioral Analysis, Speech & Occupational Therapy Services.

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Ingenuity Group LLC (Insurance Consulting / Project Services - Fee Based)
 

• Risk Management Services 
• Disaster Recovery Plans
• Employee Benefits: Group Health (Self or Fully Insured), Dental, Vision, Life, Disability, Voluntary
• Merger & Acquisition - Commercial Insurance & Employee Benefits Integration Modeling
• Property & Casualty & Employee Benefits Benchmarking with Request for Proposal
• Human Resource - Generalist via HR 360 Platform (3rd Party Subscription Services)
• PPACA - Health Reform Act Compliance Review & Employee Benefits Plan Restructuring
• Third Party Integration: Cloud Based Enrollment Platforms, Health Insurance Analytics, Learning Management Systems - Continuing Education, FSAs, HSAs, HRAs, Payroll, Wrap Summary Plan Description, ERISA Bonds (401K + Defined Benefit Plans), Employee Handbooks, Employee Benefit Statements, (EAP) Employee Assistance Plans, and Wellness Plans.
• Board of Directors & Advisory Council Member Education and Special Projects

Specialty Insurance Certifications

(AHIP) America's Health Insurance Plans - Self Insurance Certified

 Flood Insurance (NFIP) Commercial, Condominium & Dwelling

2021-22 PPACA - Federal Marketplace Exchange Certification
for Individuals, Families, and SHOP - Small Businesses

2021-22 (AHIP) America's Health Insurance Plans Medicare Certified

2021-22 (HAP) Health Alliance Plan Medicare Advantage, Medicare Supplement, PDP Certified
2021-22 BCBSM / Blue Care Network Medicare Advantage, Medicare Supplement, PDP Certified
2021-22 Humana Medicare Advantage, Medicare Supplement, PDP Certified
2021-22 United Healthcare Medicare Advantage, Medicare Supplement, PDP Certified
2021-22 Centene Wellcare Medicare Advantage, Medicare Supplement, PDP Certified

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Insurance Industry Association & Community Membership

National Associaiton of Health Underwriters - "NAHU"
Metro Detroit Association of Health Underwriters - "MDAHU"
Independent Insurance Agents & Brokers of America, Inc - "BIG I"
Michigan Association of Insurance Agents - "MAIA"
Clarkston Area Chamber of Commerce
Clays For Kids Foundation 

Wayne State University, Graduate School of Business Administration (MBA Program - Finance Concentration) (1988)

Central Michigan University, College of Business Administration, Bachelor of Science in Business Administration, Double Major: Management & Marketing (1984)

University of Michigan, College of Literature, Science, & Arts, General Studies (1981)