Since 2003, James A. Ward, Jr., LIC is President & CEO of Ingenuity Group, LLC (Clarkston, MI), an Independent Commercial & Personal Insurance Agency, Employee Benefits, and Risk Management / Insurance Consulting Services firm serving Small and Middle Market companies, Municipalities, Non-Profits, Associations, and Families / Individuals.

Ingenuity Group provides Commercial & Personal Insurance Services and Employee Benefits as an Agent / Broker or Licensed Insurance Counselor for fee based Projects - Property & Casualty, Accident & Health. Our Strategic Markets include: Non Profits, Healthcare, Financial & Insurance, Wholesale Distribution, Manufacturers, CPAs, Human Resource & Management Consultants, and Law Firms. Call us today (248) 620-9625 for a free Consultation or Request for Quotation.

Employment History

James A. Ward, Jr., LIC is a Licensed Insurance Counselor for Property & Casualty with permission for Health - Fee Based Services and Licensed Insurance Agent - professional experience includes (35+ Yrs) Independent Insurance Agency, Wall Street Financial Advisory, Investment Management Consulting and Corporate Finance & Insurance Research Services ( Ingenuity Group LLC, Merrill Lynch, Kidder Peabody & Co, Greenwich & Associates, Gerson Lehrman), Senior Management for Fortune 500 Manufacturers, Controls Systems Integrator & Facility Safety Systems Mfgs.(Honeywell, Parker Hannifin, Analytical Process Systems), Fluid Power, Process & Electro-Mechanical Controls Wholesale Distribution, and Healthcare Services: Applied Behavioral Analysis, Speech & Occupational Therapy Services.

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Ingenuity Group LLC (Insurance Consulting / Project Services - Fee Based)
 

• Risk Management Services 
• Disaster Recovery Plans
• Employee Benefits: Group Health (Self or Fully Insured), Dental, Vision, Life, Disability, Voluntary
• Merger & Acquisition - Commercial Insurance & Employee Benefits Integration Modeling
• Property & Casualty & Employee Benefits Benchmarking with Request for Proposal
• Human Resource - Generalist via HR 360 Platform (3rd Party Subscription Services)
• PPACA - Health Reform Act Compliance Review & Employee Benefits Plan Restructuring
• Third Party Integration: Cloud Based Enrollment Platforms, Health Insurance Analytics, Learning Management Systems - Continuing Education, FSAs, HSAs, HRAs, Payroll, Wrap Summary Plan Description, ERISA Bonds (401K + Defined Benefit Plans), Employee Handbooks, Employee Benefit Statements, (EAP) Employee Assistance Plans, and Wellness Plans.
• Board of Directors & Advisory Council Member Education and Special Projects

Specialty Insurance Certifications

(AHIP) America's Health Insurance Plans - Self Insurance Certified

 Flood Insurance (NFIP) Commercial, Condominium & Dwelling

2022 PPACA - Federal Marketplace Exchange Certification
for Individuals, Families, and SHOP - Small Businesses

2022 (AHIP) America's Health Insurance Plans Medicare Certified

2022 (HAP) Health Alliance Plan Medicare Advantage, Medicare Supplement, PDP Certified
2022 BCBSM / Blue Care Network Medicare Advantage, Medicare Supplement, PDP Certified
2022 Humana Medicare Advantage, Medicare Supplement, PDP Certified
2022 United Healthcare Medicare Advantage, Medicare Supplement, PDP Certified
2022 Centene Wellcare Medicare Advantage, Medicare Supplement, PDP Certified

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Insurance Industry Association & Community Membership

National Associaiton of Health Underwriters - "NAHU"
Metro Detroit Association of Health Underwriters - "MDAHU"
Independent Insurance Agents & Brokers of America, Inc - "BIG I"
Michigan Association of Insurance Agents - "MAIA"
Clarkston Area Chamber of Commerce
Gulfport Florida Senior Foundation

Wayne State University, Graduate School of Business Administration (MBA Program - Finance Concentration) (1988)

Central Michigan University, College of Business Administration, Bachelor of Science in Business Administration, Double Major: Management & Marketing (1984)

University of Michigan, College of Literature, Science, & Arts, General Studies (1981)